Most devices are rated for temps that can be taken near 100c... don't get me wrong the cooler the better...
I'd say does your motherboard have a custom fan curve set cuz there's reddit posts of people making it even hotter before the fan comes on because they want silent performance...
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Maybe try a different bios???
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Or you could do yourself a fav if you have a custom water loop and just forget about active cooling....
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lol when people tell me water cooling is dead... man that gives me a laugh... here's some temps after the dude finished the install...
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